The most comprehensive individual hospital
insurance ever envisioned.
Coverage based on a new individual
actuarial metric based in part on the population of New
Jersey and total number of all Hospitalsure policyholders in
the State.
100% covered ambulance, emergency room and
in patient stay peril coverage.
Every single charge a patient incurs goes through the
hospital billing department for settlement with
Hospitalsure carrier and payment to all service providers
Patient cannot be billed directly for anything (in fact
it would become illegal to do so) with Hospitalsure
coverage
Patient receives a paid itemized invoice for their
records
Policy Portability & Discounts:
Every Hospitalsure policy is individual and portable to
and from any licensed carrier
Easily moved to your preferred insurance carrier for
multi policy discounts
Family members living at the same address benefit from
a discount having their Hospitalsure policies from the
same carrier
Implementation:
Any insurer offering healthcare insurance in the State
Of New Jersey must offer Hospitalsure
All group health hospital insurance becomes
Hospitalsure without exception
The only hospital insurance available in New Jersey
after implementation would be Hospitalsure
Modular component integration with Medicare
Effect of Hospitalsure:
Lower premiums because the policy is based on a new
revolutionary individual metric
Lower taxpayer exposure for all State employee and
public sector union healthcare costs
Lower corporate expense exposure for company
Hospitalsure reimbursement attracting business relocation
to the State and fostering the start of new businesses
Medical bankruptcies from hospitalization eliminated
Unpaid hospital bill eliminated protecting hospitals
Built in tort reform because insurers are experts at
rooting out waste, inefficiencies and fraud.
Lower premiums because of efficient claim subrogation
including Medicare fraud protection because the insurer is
overseeing the Medicare component if applicable
Effect on Hospitals:
New Jersey Hospitals will become the most innovative
and cost efficient state of the art acute care facilities
delivering the very best healthcare in the world.
Enhanced Patient & Family Health:
Hospitalsure provides for the greatest patient and
family protection from the peril of hospitalization, ER
and ambulance expenses. It totally eliminates all stress
from any financial uncertainty because there is none
allowing the patient to focus on getting well and the
family to do all they can to help hasten their loved one’s
return to wellness.
You can be sure with Hospitalsure - Written By
Jerry Butler